Housing Services

ISWA Development Corporation, TDHE for the Catawba Nation

2919 Sturgis Road
Rock Hill, SC 29730
Office: (803) 366-2750
Fax: (803) 366-2110
Email: [email protected]

Hours: Monday-Friday 8:00 am to 4:30 PM, ET; closed Wednesday from 1-4:30 PM, ET for staff development, data entry and grievances

ISWA Housing offers housing programs for low income Native Americans in the Catawba Nation service area. The Catawba Nation service area includes:

• The state of South Carolina
• The following counties in North Carolina:
  
  • Mecklenburg
  • Cabarrus
  • Gaston
  • Union
  • Cleveland
  • Rutherford

Low income is defined as individuals or families in one household whose income does not go over the 80% median income. ISWA is allowed to only spend 10% of IHBG (Housing) funds per year on families whose income is over the 80%, but not over 100% with documented need. Please refer to the following link to see if you are low income: http://portal.hud.gov/hudportal/documents/huddoc?id=2016-02fy16incomelimits.pdf.

NOTICE OF FINDING OF NO SIGNFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS

ONE YEAR PLAN ANNUAL PERFORMANCE REPORT

Housing Opportunities offered by ISWA Development Corporation

Rental Housing

ISWA provides Rental Housing for Low Income Native Americans. These units provide dwellings for families based on number of bedrooms needed. Payments are based on 30% of household income. Applicants must meet the minimum income requirements based on the number of people in household.

Rental Applicaation

Please send all completed applications to [email protected]

Emergency Housing

There are currently four (4) studio apartments, one two(2)-bedroom house and one three (3)-bedroom house provided for Catawba citizens who are facing a hardship such as: domestic violence, fire/mother nature destruction of current home, and homelessness. Emergency housing is for three months with a maximum of six months depending on the tenant’s situation. The goal for each emergency housing instance is to move these tenants into available long-term rentals at the end of their emergency housing stay.
Emergency Housing Application.

Please send all completed applications to [email protected]

Lease-to-Own Program

This program is available on the Catawba Reservation for low income tribal citizens. Homes located in Yesebehena Village, 1500 Tom Stevens, and 1518 Cemetery Road are part of the Lease-to-Own program. These homes are valued by a certified house appraiser and sold to the Catawba citizen at this price plus any extras that are requested by the citizen purchasing the home. Low income Catawba citizens who own or have a land assignment can also use this program. ISWA will build a home or purchase a modular home that is satisfactory to the Catawba citizen's income. The Catawba citizen then signs over their land assignment as collateral to ISWA. When home mortgage is satisfied the land assignment is turned back over to the Catawba citizen.

Mortgages are calculated by: Year Term: 25 to 30 years
Value of Home = Equity
Administrative fee of $25
Maintenance fee of $50

Rehabilitation Program

This program offers housing rehabilitative work to bring Catawba citizens’ houses up to standard building codes for existing stick-built or modular homes on Catawba reservation and/or Nation service area. Applicants must be a Catawba Nation citizen and own their home.

First Time Homebuyers

This program provides up to $5,000 down payment assistance or closing cost for the purchase of a home.

Housing Services

Below is a list of services offered by ISWA Housing for the Catawba Nation citizens:

Home Ownership and Credit Counseling

This is a mandatory class for the home ownership programs; however, Catawba citizens required to attend these type of classes are more than welcome to schedule an appointment at [email protected].

184 Loan Lending

This program is directly applied with a 184 Lending Agency. However, ISWA will be more than happy to explain the program and refer you to a lender in the area.

Housing Staff

Jennifer McAdams, Interim Executive Director
[email protected]

Melissa Johnson, Assistant Director
[email protected]

Housing Services
[email protected]

Rick Martin, Property Maintenance Coordinator
[email protected]

Johnny Roberts, Maintenance Technician
Aaron Jackson, Maintenance Technician